Dental Care For the Poor

We all know that dentists are highly specialized doctors who deal with all kinds of dental issues; however, his expertise does not limit to only teeth but may also cure other issues related to the mouth such as sore mouth, swollen gums etc.
It is widely believed that visiting a dentist more often for a routine check up is always better than visiting him for any dental issue. Though the fees charged by dentists are high there are some dental care services that may charge you nominal fee and help in getting treated at a low cost.
For those people who find it difficult to pay for their dental checkups, there are dental care organizations where cheap or free of cost dental checkups are done.. Even universities have offers for the poor to take care of their dental issues at a low price or for free. Often projects and camps are conducted by students who are doing the studies of dentistry to offer free or reasonable aid to people suffering from dental problems but can not afford dental care.
You may also come across numerous plans and communities established only for the welfare of poor who are not able to afford dental checkup. There are several NGOs and governmental organizations that can help in curing your dental problems for free or at a nominal cost. There are thousands of recognized dentist who participate in such charity based dental checkup events.
Those people who cannot afford regular dental checkup due to unfavorable financial conditions, it is suggested to opt for dental discount plans. Such plans may be available with most of the dentists. You may receive your membership card which you need to show to your dentist whenever you visit him.
Finding a proper dentist who offers cheap dental care service in your locality, may not be that tough. You may seek advice from your friends and relatives about cheap dental care programs. You may even check in business directories for reasonable or free dental checkup.
There are fair chances that you may find details of some good and reasonable dentist. A search on the internet for low cost dentist or free dental care can help you find affordable dental treatment service in your vicinity.

Family Healthcare: The Dangers Of A Heart Attack & How To Avoid It

A heart attack happens when the blood supply to part of the heart muscle itself (the myocardium) is severely reduced or even stopped entirely.
If you know the symptoms and the risk factors of a heart attack, you can avoid having one and live a safer, healthier, longer and happier life
Heart attack has been reported to be the number one killer disease among adult Americans aged 50 yrs and older.
Typical symptoms of a heart attack include a crushing pain in the chest, sweating, difficulty breathing, weakness and pain in the arms, particularly the left.
Here are some family healthcare insights on how to prevent heart attacks.
Symptoms one could attribute to something else can cause devastating delays in seeking treatment.
These include feelings of indigestion, back shoulder and neck pain and nausea.
Early signs of trouble may appear during physical activity and disappear with rest.
Any numbness or tingling of the fingers or toes, dizziness, shortness of breath or difficulty in breathing should not be ignored.
It is not enough to know the symptoms of a heart attack, which can be wide-ranging and confusing.
It appears that most Americans are oblivious of the risk factors of a heart attack.
It is very important also to know the risk factors such as obesity, diabetes, high blood pressure and family history.
Clinical studies, laboratory investigations and a number of surveys show that certain personal characteristics and lifestyles can lead to increased danger of a heart attack.
These danger signs are called “risk factors.”
These well established risk factors are high blood pressure, high blood cholesterol, cigarette smoking and diabetes mellitus.
Attempts at modifying risk factors most certainly have contributed to the declining death rate from heart attacks in the United States.
While a few decades ago, U.S. death rates from heart attacks were on the rise, but today’s figures show that incidents of heart attacks have comparatively fallen dramatically.
And, overall, heart-related problems have declined about 25 percent in the last decade.
This decrease undoubtedly is due to better medical care of heart attack victims, but it is likely that a sizable percentage is related to modification of risk factors.
New drugs can stop or limit the damage of a heart attack, but only if the patient gets help immediately, experts say.
Once the flow of blood to a portion of the heart is blocked for several hours, the damage is irreversible.
Medical technology is advancing at an increasingly rapid rate. More drugs and medical technology are available than ever before and the entire population is now more aware of the seriousness of heart attacks.
There has been an increased interest in learning CPR and many community organizations now offer this valuable training.
Of particular concern by doctors and researchers is the role that the American diet plays in the health of one’s heart.
Obesity predisposes individuals to coronary heart disease. Some of the reasons for this are known, but others are not.
The major causes of obesity in Americans are excessive intake of calories and inadequate exercise.
When caloric intake is excessive, some of the excess frequently is saturated fat, which further raises the blood cholesterol.
Thus, obesity contributes to higher coronary risk in a variety of ways.
Many of the major risk factors for a heart attack are silent and much of the responsibility for their detection lies with each of us as individuals.
Regular checkups are particularly necessary if there is a family history of heart attacks of heart disease, high blood pressure, high cholesterol levels or diabetes.
May these family healthcare insights help you live a healthy and happy life.

Why You May NOT Want to Use Your Health Insurance for Counseling

Why not use your health insurance for counseling? Isn’t that what it is for?
Perhaps.
But using health insurance for mental health services is a little different than other medical issues. Sometimes mental health issues are not covered by your health insurance. Once you use your health insurance for mental health, you will have a mental health diagnosis on file – a mental health disorder/mental health illness must be on the insurance claim in order for insurance to pay for treatment. This will be in your permanent medical record.
Of course you want to consider using your health insurance for counseling, but there are some good reasons for you to consider why you may not want to use your insurance for counseling services.
Why doesn’t my counselor accept my health insurance?
Many counselors choose not to accept health insurance for very good reasons. They want to focus 100% of their time in treating you. If they accept health insurance, there is a lot of extra work involved in accepting insurance, in addition to agreeing to work for a discounted fee. The counselor may spend hours on the phone getting benefit information, authorizations, or following up on claims payments. The counselor has to wait a month for payment from the insurance company. The counselor has to file progress reports with the insurance company. The counselor is required to submit treatment reports and other details about your medical history with the insurance company.
It’s not that counselors don’t like insurance companies, or don’t want you to use your insurance (we have health insurance too!), but many counselors prefer to focus 100% of their time and energy in helping clients, rather than doing paperwork for insurance companies.
But this isn’t the only reason counselors may not be in network with your health insurance company.
The other reasons are more compelling, and you need to consider them BEFORE you decide to use your health insurance.
Many counselors prefer not to work in network with health insurance companies so that they can better protect your confidentiality. Any information (claims, reports, or treatment plans) filed with health insurance leaves the protection of their office and their locked files and your personal, private, emotional information is outside of your counselor’s office. In order for any insurance company to reimburse or pay for counseling (both in network and out of network), you must be considered “ill”. You must be diagnosed with a mental health illness or disorder. If you are not ill enough to warrant a diagnosis, then insurance will not pay for counseling services. If you do qualify for a mental health diagnosis, your illness will be listed in your permanent medical record. Many counselors don’t like this “medical model” of declaring someone ill, so they choose not to accept insurance because they want to focus on their client’s strengths, and not label them as mentally ill.
Do you want to be considered mentally ill? If you have a mental health diagnosis already, because you have been to counseling or psychiatric appointments in the past, find out what your diagnosis on file is. If you already have a mental health diagnosis, this may not be a concern to you, but if not, you may not want this in your medical record.
Counselors also do not like releasing information to others to protect your confidentiality. Once a claim is submitted to the insurance company, who knows how many people take a look at it and rubber stamp it while it travels through the system? If insurance pays for any counseling sessions (in network or out of network), then the insurance company has the right to audit your complete file. They can request copies of counseling notes, assessments, and other personal emotional information to determine if you really are “sick enough” to warrant their payment. They can deny services to you if they think you aren’t sick enough or if they think your counseling is not “medically necessary”.
Additionally, there are many counseling issues that are not even covered by insurance at all. Stress management and anger management are usually not covered. Marriage counseling is usually not covered. Certain medical conditions/mental health conditions may be excluded (such as attention deficit disorder or adjustment disorder). Even if your illness or disorder is covered by your insurance plan, they may limit the number of visits they will cover (sometimes only 20 per year), and they will set a maximum amount they will pay per calendar year or in your lifetime.
Additionally, counselors prefer not to have someone in the insurance company telling them how to treat their clients. Insurance companies can decide what type of counseling is covered, what diagnoses are allowed, and how many times the client needs to come before they are cured. Many counselors prefer to work directly with clients to serve their needs, without interference from an insurance company.
Using your health insurance for counseling services can also affect your security clearance, life insurance rate, employment, or future health insurance coverage.
For the above reasons, I recommend that you be informed about using health insurance for counseling. You may choose to file anyway, but be an informed consumer.

  • Be an informed consumer.
  • Know your mental health diagnosis.
  • Talk to your counselor about the diagnosis.
  • Ask your counselor about your treatment reports.
  • Decide if you have, or want to have, a psychiatric illness.

If you have clinical, severe depression, anxiety, or other issues, then you probably already have a diagnosis.
But if you are stressed, having relationship problems, or trying to figure out your purpose in life, your symptoms may be minor, and you may not want to have a mental health diagnosis in your records.
Once an insurance claim is submitted to your health insurance company, your diagnosis becomes part of your permanent medical record, and can affect future life insurance, preexisting conditions, or the cost of private health insurance.

Health-Medicinal Benefits of Garlic May Not Include Prevention of Heart Disease

For thousands of years, physicians have been aware of the health/medicinal benefits of garlic. But, today, the popularity of garlic supplements is related primarily to decades of research concerning the health benefits of garlic in lowering cholesterol, thus improving the health of the heart and possibly reducing the risk of heart disease. While no one disputes that there are numerous genuine health benefits of garlic, the most recent research conducted by the National Center for Complementary and Alternative Medicine (NCCAM) casts doubt on garlic’s cholesterol lowering effect and its benefits to heart health.
Over a period of six months, 169 people with moderately high levels of LDL or bad cholesterol were given three different formulations of garlic supplements. The trials were double blinded, randomized and conducted using placebo controls. Older research supporting claims of the benefits of garlic to heart health were not always conducted in this manner. Some research was conducted using laboratory animals. Some research was not blinded or placebo controlled, meaning that researchers or participants knew they were receiving actual garlic supplements. The problem with non-blinded studies is that the results are sometimes skewed towards what the researchers want or expect the results to be, plus, the placebo effect is well documented. When a person believes that they are receiving a product that will help their condition, any substance will return positive results 10-20% of the time.
NCCAM research concerning the cholesterol lowering benefits of garlic supplements was also controlled so that no other changes in diet or exercise regimens were made, because the primary question is whether or not garlic supplements alone actually have a beneficial effect on LDL cholesterol. If the NCCAM results are accurate, then garlic supplements have no effect on LDL cholesterol levels. Thus, the benefits of garlic to heart health may have been overstated by previous researchers or simply blown out of proportion by the media and supplement companies.
The undisputed health/medicinal benefits of garlic are mostly related to a component known as allicin, which is released when fresh garlic is crushed. Louis Pasteur, the father of modern antibiotics, noted garlic’s antibacterial activity in 1858. It was used to prevent gangrene during World Wars I and II. Other health benefits of garlic include the treatment of various infections, such as upper respiratory infections, fungal infections and infection with intestinal worms and parasites. The garlic must be fresh and crushed in order to be effective. The allicin is lost if garlic is cooked.

Eldercare – Caregiving, Nursing Home, Medicaid, Living Wills Information and More

Elderly care is an event that most children do not wish to think about. No one wants to think about his or her parent growing old. We look to our parents for guidance and support, but there comes a time when the parenting roles reverse.
It is important to discuss future events with your loved ones and develop a long-term plan for their care for when they become unable to care for themselves. Developing an Eldercare checklist is a proactive way to ensure your loved ones whether parents or grandparents receive the level of care they need and services they want, or, in the case of artificial nutrition, they may not want.
There are several key points and strategies you will want to include on your Eldercare checklist:
1. What level of eldercare is needed, and where will this care be given?
2. How will you pay for the eldercare? The medical costs of eldercare.
3. What will be done with your parents’ or grandparents’ assets while they are receiving eldercare?
4. Are all legal documents including the Will and Living Will current? Have your parents’ or grandparents’ Wills and Living Wills been reviewed recently by an Attorney? What is an Advanced Financial Directive? What is an Advanced Medical Directive in eldercare estate planning?
5. Have your parents or grandparents designated a Durable Power of Attorney?
Making sure you have answers to these questions for your parents or grandparents eldercare early on will avoid confusion and distress later. Don’t wait until there is a tragedy to make plans that will affect how your loved one spends the rest of their life. For the purposes of this article we will assume “loved one” to mean a parent or grandparent.
Where will eldercare be given, and by whom?
1. CAREGIVER AND ELDERCARE
INFORMAL CAREGIVER
There are two types of caregivers: informal and formal. An informal caregiver might be a spouse or child, and these caregivers do not receive direct payment for their services. Usually payment is made through services exchanged such as food or housing at no charge while caring for your parent.
FORMAL CAREGIVER
A formal caregiver is usually employed by an agency to provide quality care in the comfort of your home. If the formal caregiver is not associated with an agency, it is important to conduct a thorough check of references to ensure you are hiring a quality professional.
It is important to inform all formal caregivers of the responsibilities associated with your parent’s needs. If your parent needs assistance in and out of a wheelchair, a hired caregiver should be able to perform this task without harm to your parent or to him/herself. To avoid injury to all persons involved, informal and formal caregivers should receive training on proper techniques for lifting and moving, proper use of bedpans, and how to maintain good hygiene for a parent confined to bed.
LOCATION OF ELDERCARE FOR YOUR PARENTS
There are many options for the location of care provided. Most people would agree that living our their remaining years in the comfort of home is more appealing than living in a state facility. If your parent wishes to receive care in their home you can make home modifications, such as a wheelchair ramp or seat in the shower, to accommodate their changing needs. You can also hire a formal caregiver to come and assist your parent with daily activities such as bathing, eating, taking medications, or regular exercise.
CONSIDERATIONS OF ASSISTED LIVING HOUSES OR NURSING HOMES
If it is not possible for your parent to remain at home, you can choose to place them in assisted living houses or a nursing home. Before placing your loved one in a facility, you should thoroughly check both the location and the staff. Make yourself familiar with required paperwork ahead of time to prevent delays when it comes time to move in, and, if possible, make several unannounced visits to oversee daily activities.
You should check if the facility is regulated by the state, and request to see any licenses they have for providing eldercare. Find out how the staff is trained and if they are required to have certification to work there. You should consider the cost of the facility and the living accommodations your parent will be provided.
Additional considerations when choosing a facility might be types of activities offered to residents and the quality and type of food provided. While no place will be perfect, you should choose a facility that makes your parent feel as comfortable as possible away from home.
2. MEDICAL COSTS OF ELDERCARE AND MEDICAID
Not many insurance companies are willing to pay for long-term care. It is important to check the details of your parent’s policy and read the fine print for restrictions. For example, Medicare will not pay for long-term care but it will pay a very short-term benefit. However, Medicaid will pay for long-term care but only if your parent receives care in a Medicaid facility.
If you plan far enough ahead, you can begin setting aside money so you can afford to provide long-term care to your parent at home. You should consult a financial advisor or estate planner to go over your parent’s bank statements and assets to determine how long their current funds will be able to provide medical care, and based on this assessment you can establish a savings plan to make up the difference needed for long-term eldercare. When figuring in additional savings you need, keep in mind that you will also need to continue paying any current bills your parent might have.
3. WHAT TO DO WITH YOUR PARENTS’ ASSETS DURING ELDERCARE
Before you rush off and put your parent’s house on the market, make sure you have discussed where they want to receive their long-term care. It would be quite devastating for your parent to come home from a hospital stay to discover you had sold the house and moved their belongings into a nursing home.
You should also ask your estate planner or financial advisor which of your parent’s accounts you should withdraw money from to help offset costs. Some accounts, such as annuities, carry penalties for early withdrawal and may require you to pay taxes on income earned through these accounts. Also, once you begin withdrawing money from an annuity you cannot stop payments.
LEGAL ISSUES OF ELDERCARE
Hopefully, your parent has written a will and made you aware of its location. A Will should be reassessed by an Attorney every few years to make sure all the people listed as beneficiaries are still alive, and that your parent still wants them to receive a portion of their estate.
Moreover, your parents should have an irrevocable trust as part of their estate planning eldercare needs which will avoid the high expenses of probate, reduce estate taxes and possibly eliminate some earned income and your parents will gain the benefits of asset protection. Speak with a qualified and good estate planner such as Estate Street Partners who can guide you through this complex process.
4. IMPORTANCE OF LIVING WILL, ADVANCED FINANCIAL DIRECTIVE AND MEDICAL DIRECTIVE IN ELDERCARE ESTATE PLANNING
You should also council your parents on drafting a Living Will in the event they are unable to speak for themselves. Learn more about Living Wills and Advanced Financial Directives and Advanced Medical Directives by going to our website. The Advanced Financial Directives and Advanced Medical Directives are extremely important in eldercare estate planning when your parents cannot speak for themselves and will protect their financial and medical wishes.
5. DURABLE POWER OF ATTORNEY (DPOA) AND ELDERCARE ESTATE PLANNING
You should know ahead of time where these documents are before an emergency arises to ensure that your parent’s wishes are followed. Having a DPOA allows someone your parents trust to act on their behalf and make legal and financial decisions for them, including the transfer of valuable assets, if they become incapacitated.

Why Go For Natural Health Treatment and How Does it Work?

Natural health treatments have acclaimed much popularity these days as it has the amazing ability to handle all sorts of health conditions. Proper natural treatments can heal mental as well as physical illness and ailments such as insomnia, stress, lack of energy and immunity, cardiovascular problems, and recently even cancer. Basically, natural health treatment is done with two aims in mind:

  • Attaining good and healthy life.
  • Harnessing specific ailments and diseases.

Both these aims can be achieved easily with the use of high quality herbal health care products.
The present lifestyle of the people has impelled them to depend on nutritional supplements since there are wide gaps in the intake of nutritional diets. Health nutritional supplements work as a compliment to the healthy food and hence provide a better healthy life as it fulfill the lacking vitamins, minerals, amino acids, calcium and several other essential components of the body. It is a treatment that works with the natural recuperative powers of the human body and thereby adds on to the overall good health of a person.
Natural health treatment is known to cure problems related to men, women, and children whether it is weight loss, deficiencies and disorders. The treatment of the herbal health products can aid in maintaining healthy mind and body.
How Do These Supplements Work In Getting Rid of the Ailment?

  • The natural health supplement removes harmful substances from the body such as chemical poisons, environmental toxins, and detrimental organisms like parasites, bacteria, and viruses and so on. In short, these herbal products have the ability to detoxify the body completely.
  • Filling up the gap of the nutrition in the body. Herbal health care products are rich in nutrition and hence they provide the body with effective nutrition in the right proportion.
  • It enables the body systems to work efficiently and energetically. The health nutritional supplements have direct effect on the nervous system, lymphatic system, elimination organs, and blood circulation and so on.
  • The herbal healthcare products strengthen the immune system of the body as well as it contains several nutritional components.
  • It affects the mind in the most positive manner and thereby relieving the mind and body from stress and exertion.

As it is popularly said that healthy mind rests in healthy body, herbal health care products and natural health treatments help in keeping mind and body fit and fine.

Healthcare – When You Lose Your Healthcare

If health care is important to you, you may feel devastated when you lose your healthcare. With the downward spiral that the economy has been experiencing, companies are trying to do everything to stay in business. For some corporations, this can mean lay-offs and a reduction in work force. For others, this means cutting costs in other areas, including healthcare. It can seem like a scary thing to be without benefits for you and your family, but you have options.
#1 – Purchase your own individual and family healthcare. There are important things to consider when purchasing individual and family health care plans. Do you want to choose your own doctor, or are you okay choosing from a pre-screened network? Do you have any pre-existing conditions that may prevent you from getting insurance? Circumstances like these may affect your decisions and monthly premiums. You will also want to look at whether there is a deductible – a fee that is paid before your coverage starts. If you choose a plan with a high deductible, your monthly premiums may be much lower. Just be aware that should you need medical attention, your deductible amount must come out of your pocket before your insurance benefits kick in. Choose a plan that has a deductible you can handle as well as monthly that are premiums within your budget.
#2 – Purchase a discount health plan. This is a health care option that is not technically “health insurance” but with this type of plan, you are offered discount prices on medical procedures, office visits, emergency room visits, etc. The administrators in a discount program bargain with your physician and come up with a reduced fee for their services. Then, you only pay the discounted fee instead of the full priced fee that is charged to the general public. Most times these discount plans offer a 20-40% savings. Even though this is not traditional insurance, it is a way to save money with reduced costs so that you do not have to come up with the full payment when you need medical services.
#3 – Visit a participating pharmacy. Some pharmacies offer physical exams, vaccinations, and treatment for a number of medical conditions for an affordable price. They may also offer diagnostic testing for common ailments as well. If you are uninsured, be sure to check with pharmacies in your area to see if they offer any of these services. Try to be proactive and check for these services before they are needed so you will know the offerings and prices before you purchase a health care plan.
So the bottom line is, should you lose your insurance, do not feel like there is nothing you can do. Although it may be devastating when you lose your healthcare, there are other avenues you can take and options that are available so that you are covered. Take charge of your situation and start shopping around now for the best option for you and your family.

Drug Abuse in College – How to Get Your Loved Ones Back

Violence is breaking out due to gang wars over drug territory. Are your kids in college safe from this?
Over 75 college students were arrested in San Diego State University in May 2008, for drug dealing on campus. 2 kilograms of cocaine, ecstasy pills, marijuana, illicit prescription drugs, meth, psychedelic mushrooms, guns etc were seized by police.
One half of all college students binge drink, abuse pharmaceuticals and illegal drugs. (ref: National Center on Addiction & Substance Abuse or CASA).
College can be a great place to get an education, but if a loved one has drug abuse problems, you should be planning their rehab program 1st. I’ve sent many college students to long-term drug rehab programs that use the social / educational model of recovery after drug abuse was discovered to be ruining a young person’s life.
College students seem to do very well with social / educational methods of rehab as they aren’t expected to admit they are powerless over their addiction. In fact the opposite is true. Social / Education rehab models consider a drug abuser is completely responsible for their drug abuse – but their lives are simply out of control.
What Drugs Of Abuse Should You Be Concerned About?
College students abused pharmaceuticals at higher rates than drugs like cocaine and ecstasy. Pain killing pharma had a 343% increase in abuse amongst students. (ref: CASA)
Anti-anxiety drugs like Xanax and Valium had a 450% rise in abuse in the college crowd.
Often drugs like Xanax are used to mask the after effect symptoms of meth and cocaine. So again, Rx use can be a visible indicator of other drug abuse as well.
Drug & Alcohol Abuse Damages The Mind
Drug abuse creates inabilities to differentiate between actuality and delusion. Drug users are purposefully imposing delusion into their lives with drug use. They only get upset when they no longer know the difference between reality and illusion. The line of reality slides over gradually, rarely all of a sudden.
What are the indicators of drug abuse?
The biggest indicators of college drug abuse are slides down of GPA and inability to handle course loads anymore. Communication level and frequency changes when people move from use to abuse. It often looks like depression or apathy or loss of goals in life. Those are symptoms of drug / alcohol abuse as well.
However, the biggest indications of drug abuse is lack of communication, lying and avoiding specific questions from parents or family members. Do your kids resist coming home or having you see them on campus? All these types of behaviors are indications of drug abuse.
Does Drug Rehab Work For College Students?
Yes, absolutely and work well. But if a rehab program hasn’t worked for you in the past, meaning they’ve relapsed, you need to re-evaluate the types of programs available. There is more than one way to achieve success in life and more than several ways to end drug addiction.
But be sure the goal of the program and your loved one is to end their drug addiction for real.
Determining the goal of the drug rehab model as well as the goals of the college student goes a long way in starting on the road to straight living and often straight A’s.

Eldercare Solutions For the Sandwich Generation

Ava has flute lessons at 4:00. Dad has a doctor’s appointment at 5:00. And you have no clue what you’re going to whip up for dinner. As a member of the sandwich generation-those who care for both their children as well as their aging parents-you’re in a unique situation. You’ll feel stress in your mind, your body, and even your pocketbook. This guide will help you assemble an eldercare solutions team that can make you feel a little less sandwiched.
Non-medical in-home care
In-home care providers are a favorite solution for many children caring for aging parents. These companies offer a wide variety of services designed to enhance to help your parent in the tasks of everyday living. Professional in-home care can provide assistance with bathing or toileting. They can also perform light housekeeping, such as changing linens or unloading groceries. What’s more, these companies offer companion eldercare solutions services. That means Dad has someone to play checkers with while you’re at a day-long conference.
Adult day care and other senior activities
From day trips to the local tourist trap to water aerobics, you can find a number of local services to keep Mom or Dad active. Church groups and social service agencies are two good sources for activity-related eldercare solutions. Your local agency on aging can also provide a list of resources for you to contact.
Family and Friends
Many of us have a circle of family and friends-and when it comes to caring for aging parents, it’s important to tap into that resource. Have a family meeting to decide how each person can help. Maybe your retired Aunt can become Mom’s taxi service. Perhaps your spouse can take over cooking one night a week. Teens can take on responsibility, too, by picking up prescriptions or taking over one of your typical household chores.
Even if your family consists simply of you and your aging parent, you can still find solutions to make your life less stressful. For instance, ask a neighbor to watch a movie with Dad while you slip away for dinner. If help with household stuff will help make caring for aging parents easier, ask a church youth group if they’d be willing to trim the fire bushes. Have a neighbor with a ladder? Exchange a home-cooked meal for clean gutters.
Professional Services
Caring for aging parents comes with a price tag, especially if you’re part of the sandwich generation. Experts estimate it costs more than $16,000 a year to pay for child care and elder care. That’s why it’s important to enlist the help of professionals who can help guide you through the numbers. Consult a financial advisor who has experience in eldercare solutions.
Remember to ask your parents about getting legal advice regarding living wills and medical powers of attorney. Putting these documents into place now, when your parent is still relatively health, can save the family future heartache and conflict when a serious illness strikes.
Don’t let the stress of raising children and caring for aging parents take its toll on your life. By planning and finding the right kind of help, you can find an eldercare solution you and your aging parent can live with.

The Secret to Getting Your Aging Parents to Accept Eldercare Services – Start With Their Pets

Your parents need more help than they’re willing to admit. They bristle at the thought of elder care services and independent living programs, and they have fired all the in-home helpers and housekeepers you’ve hired for them. How might you prevail upon them to accept some assistance? Ask them about their pets.
They surely want the best for their animals and might be willing to let somebody take their dog for an occasional romp or change the litter box a couple of times a week.
Pet owners often make decisions about their own health and circumstances based on the impact the decisions would have on their pets. “I can’t go into the hospital over night for the test the doctor ordered-who would feed and walk Fluffy?” Your parents might welcome assistance that would make it easier to keep the animal at home and in good health and spirits. And, accepting help for the pet is easier than admitting you need help yourself. Still, help is help, and accepting help for the pet is a face-saving way to ease in to help for oneself.
There are various dog walking and pet sitting services, and some are fully bonded and insured. Local animal shelters and veterinary practices have referral lists. Neighbors with pets probably have recommendations too. A responsible teenage neighbor looking for pocket money might also be a good resource.
When was the last time your parents’ pet went to the vet for an exam and shots? Getting an animal into a carrier is hard enough for many pet owners in the prime of their-and their pet’s-life. It may well be impossible for your parents to catch the cat, put it in the carrier and carry the carrier to the car they shouldn’t be driving anyway.
The way to make assistance tolerable is to get clear and detailed information about what your parents want help with and how they want to be helped. Starting with a topic they’re willing to consider, help with a trip to the vet, you can follow this good experience with others like help with shopping and eventually with in-home help.
Do your parents want help with:
• Walking the pet
• Feeding and watering the pet
• Cleaning up after the pet, inside or out
• Getting the pet ready to go to the vet
• Taking the pet to the vet
• Staying with the pet if your parent is out of town or in the hospital?
No matter how experienced the provider of eldercare services is, he/she cannot anticipate each client’s preferences and may not ask in sufficient detail to get adequate information. Use these questions to help your parents get clear on exactly what they want help with and how they want to be helped, and to train the helper so he/she can provide elder care services they will accept.